Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America,
Readers, please do not see me as an idiot. I need sincere answers on what is bothering me and I regard this as my number one phobia. I am a young and beautiful hard working 24 years old girl.I am not in any relationship because I have a phobia of being hurt. I know I have a lovely personality that will make people want to come around me.I just can't date any guy because I believe all men are cheats and heart breakers. I don't want any guy to hurt or break my heart and that is what has been holding me down from beingin a serious relationship.I had to share this because in the last eight months, I have had more admirers than ever. I don't know how to go about dating because I don't want to be hurt. How can I convince myself that I won't get hurt?